Is My Windshield Replacement Covered By Insurance In Virginia?

Driving with a cracked windshield is both aggravating and dangerous, and the cost to repair or replace it can be expensive. Fortunately in many cases, your auto glass may be covered by your insurance in Virginia. Depending on the deductibles with your policy, it MAY or MAY NOT be wise to file a claim. Our team of auto glass specialists at Yellowstone Auto Glass can help you decide the best option for your windshield replacement and work with your insurance company directly. 


Liability Insurance Coverage

This type of insurance, also known as lowest liability is for covering damages you have caused to others or their property. Under Liability insurance, your vehicle’s damages are not covered nor is the cost of your windshield repair or replacement. 

Comprehensive Insurance Coverage

Theft, vandalism, debris, or extreme weather conditions like hailstorms can be covered by comprehensive insurance, which is often called “full” coverage. This DOES NOT include collisions. If you have comprehensive coverage, then it is likely that your auto glass repair or replacement will be covered, subject to your deductible. In some cases, a windshield can be repaired and cost you no money out of pocket. The deductibles you must pay varies based on your insurance policy if a windshield replacement is needed.

Optional Auto Glass Insurance

If you own a vehicle with an expensive windshield, especially newer vehicles with ADAS (Advanced Driver Assistance Systems) which can cost thousands for a replacement, then you should consider adding auto glass to your comprehensive insurance policy. Comprehensive coverage has the lowest deductibles, and many insurance providers will offer to add on coverage to auto glass.

What if My Vehicle Needs Windshield Calibration?

If your damaged windshield must be replaced, it is absolutely required that your ADAS is re-calibrated to ensure that the sensors and cameras function properly. Most insurance providers will cover the cost of your windshield calibration. Re-calibrating your ADAS is necessary to be sure that features like lane departure, adaptive cruise control, and safety camera sensors are working to standard. To learn more about ADAS calibration, click here.

Need Help With Your Auto Glass Insurance Claim?

Yellowstone Auto Glass is a certified auto glass company in Chantilly, VA and is a preferred partner of all insurance providers. Our auto glass support team is here to assist in any insurance claims matters. We offer in-shop or mobile auto glass services to Fairfax, Springfield, Oakton, and surrounding Northern Virginia areas. Contact us today for more assistance!